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Student-Athlete Reinstatement Repayment Plan FAQs

Q. What is a repayment plan as it relates to student-athlete reinstatement?

A. If a student-athlete or prospective student-athlete is involved in a violation that requires repayment in order to satisfy a condition of reinstatement and the student-athlete or prospective student-athlete is financially unable to make immediate repayment in order to be reinstated, an institution may choose to enter into a repayment plan with the student-athlete or prospective student-athlete. The written repayment plan must be approved by the NCAA student-athlete reinstatement staff prior to the student-athlete engaging in competition.  However, the payment schedule will be overseen by the institution.


Q. What if a student-athlete misses a payment?

A. If a student-athlete misses a payment, the student-athlete is not current with his or her repayment plan and is ineligible until he or she becomes current with the terms of the established repayment plan.  If a student-athlete competes while not current with an approved repayment plan, the institution is in violation of NCAA rules and must report that violation to the student-athlete reinstatement staff and NCAA secondary enforcement staff.  the student-athlete's eligibility must be reinstated prior to competing.


Q. What does it mean to default on a repayment plan?

A. Default occurs on a repayment plan if, at the conclusion of the plan, all payments have not been received.  Defaulting on a repayment plan may result in the student-athlete reinstatement staff not entering into repayment plans with that institution for a period of four years.


Q. Our institution would like to have one of our student-athlete's enter into a repayment plan. What are some things that we need to know or that need to be included in our repayment plan?

A.  Some of the things you should know or include are:

  • A repayment plan is a good faith agreement between the institution and the student-athlete.
  • The institution is responsible for monitoring all payments associated with the terms of an approved repayment plan.
  • Repayment can be made only through the duration of the student-athlete's intercollegiate eligibility.
  • Repayment can be made in as many or as few installments as the institution or student-athlete chooses.
  • The institution should provide a repayment schedule describing the dates each payment will be made and the amount of each payment.
  • The repayment plan should include language addressing eligibility consequences if a student-athlete is not current with his or her repayment schedule.
  • The repayment plan should include language acknowledging that if a student-athlete defaults on his or her repayment plan, the institution may be prohibited from entering into a repayment with any student-athlete for a period of four years.
  • The repayment plan must be signed and dated by both the student-athlete and an institutional representative.
  • Verification of all payments should be kept on file at the institution.
  • Once the final payment has been made by the student-athlete, the institution should notify the student-athlete reinstatement staff by forwarding all documentation of repayment to the staff and noting that the student-athlete was not in default of the repayment plan. Once the student-athlete reinstatement staff receives this documentation a final letter will be sent to the institution as verification that the original agreed-on plan has been satisfied.


For a repayment plan template, please click here:  Student Athlete Repayment Plan Template